How to Identify Hail Damage to Your Home

There have been many homes damaged by theYour patio or lawn furniture is a great place to locate
recent hail storms. From Georgia to California thehail damage. Most patio or lawn furniture is made
insurance companies have been overwhelmed withfrom soft metals. These soft metals will show dings
the amount of claims. The insurance companies haveand dents if it was stuck by hail stones. The material
been requesting that homeowners evaluate theirfor your umbrella or the seats may have damaged
property for hail damage. If you suspect that yourmaterial with holes present. Your grill will have dents
home may have damage, there are a few keyor splatter marks from the impact of hail stones if it
inspections that may confirm your suspicions.was out in the open.
The size of the hail will have an impact on theThe best place to locate the most damage is on
amount of damage you may find to your home. Theyour roof system. This can be extremely dangerous
air conditioning unit is the easiest place to locateso I must advise against scaling a ladder unless you
damage. The metal coils will have dents that areare experienced. The shingles will have divots that
circular in appearance. It may appear that the unitare clear to see. It will appear that someone has
was struck by hundreds of golf balls.been teeing off golf balls on your roof. The roof tiles
Locate the downspouts that extend down from yourwill have round circles present where the granules
gutter system. There may be large amounts ofhave been disrupted from the hail. Also, there will be
ceramic granules in the drain that have washed offmore damage noted on the north elevation due to
of your roof system. If you find more than a handfulthe Jet Stream. Be sure to check the soft metals on
of granules, then the integrity of your roof systemthe roof structure for dents or dings.
has been compromised. Be sure to keep the granulesFinally, NOAA's National Weather Service keeps an
in a zip lock bag to show the insurance adjusterarchive on their website of all the major storms that
when he or she arrives to inspect your home.hit the United States. You can enter your address
All homes usually have screens on their windows. Theand it will display the date, time, and type of storm
screens are considered an excellent source forthat hit your area. You can call your insurance agent
locating hail damage. There will be dents in theand they will have a free map showing the areas hit
screens and a torn place or two may be present asthe hardest in your area. If you have found any
well. The larger the hail the bigger the dents will bedamage to your home, you will need to notify your
on the screen mesh. The metal frame that holds theinsurance company first and foremost.
screen in place is likely to have dings and dents visible.